Monday 27 April 2015

VOTE FOR GAJU UMOTONI ANGE

hey!!plz help me and click on this link http://www.cbe.inyarwanda.com/and vote for my dia  Gaju umutoni ange

Sunday 5 April 2015

HAPPY EASTER FROM A RADDICT

THE RESURRECTION OF JESUS OUR LORD.....

The angel said to the women, "Do not be afraid; for I know that you are looking for Jesus who has been crucified. 6 "He is not here, for He has risen, just as He said. Come, see the place where He was lying. 7 "Go quickly and tell His disciples that He has risen from the dead; and behold, He is going ahead of you into Galilee, there you will see Him; behold, I have told you.

The resurrection is one of the most difficult parts of the Passion story for modern people, who mistrust miracles and are suspicious of happy endings. Artists and
theologians struggle to reconcile a realistic understanding of the human condition with hope for a tortured world. Skeptics question whether the resurrection
really happened, but it is central to the faith of most Christians.

Easter is when Jesus becomes more than a great teacher, when minds are challenged to stretch and take a leap of faith. By rising from the dead Jesus completes the mystery of saving a broken world and embodies a new truth. Love transcends history, love is stronger than death. Death ceases to be a prison and becomes a passage to new life.

Jesus was a unique historical person, but he also epitomizes the sacred archetype of the God man hero who returns from the dead with new powers to help others.
There are many ancient myths of gods who die and return, sometimes in harmony with the seasons. Cycles of death and rebirth repeat in nature and in the
hearts of people who must let parts of themselves “die” in order to grow.

Christ lives again the actions of countless martyrs, prophets, and humanitarians throughout history up to the present. Jesus triumphs not by denying death, but by moving through it. Ultimately he unites birth and death in himself.

#HAPPY EASTER MATES

Tuesday 31 March 2015

SET YOURSELF FREE READING THIS " F**K IT" BOOK BY JOHN C. Parkin

Set YourSelf Free!!!!

I’m talking about the mental and emotional weight we lug around with us. We carry it everywhere like a backpack full of bricks and it weighs us down.

Personally, much of my extra weight comes from the expectations I have for myself to be more
more present, more productive, more enlightened. Although these might be wonderful things to
work toward, wanting to be more can easily translate to not being enough now .
In that way, each desire to be more than what I currently am equates to a few more bricks in my backpack.

An extra load to haul around on my back, making life a little harder to navigate.
For me it happens to be expectations, but our habits can weigh us down too. Watching television that doesn’t nourish our souls, eating foods that don’t nourish our bodies, and holding on to thoughts that don’t nourish our minds. The effects add up.

And let’s not forget the hand me down beliefs. Beliefs like “Good things don’t happen to people
like me,” or “I’m just not lucky in love.”Or the old memories we replay, or the feelings we refuse to feel that bubble under the surface. They are all heavy, needless weight.

Some time ago I came across a really simple but extremely powerful idea for life philosophy. I have been searching for some inspiring books in the psychological books section and what caught my eye was the title of a little black book, which read: ‘F**k it’.

At the first sight, the book seemed more entertaining than practical. It was fun to read all those tips about saying f**k it and for instance singing ‘BLAKE SHELTON-lay low’ out loud in public or doing plenty of other random things that were in the end supposed to make one feel free.

The funny thing is that now as I look back, the once completely abstract idea has started to make more and more sense in my life. The philosophy of saying f**k it gives you a completely new perspective on life. Because after all, when we come to think of it, any stressful or inconvenient situation that we encounter, like e.x. an exam, isn’t as important as we may at first assume it is.

In view of the whole life, it doesn’t matter that much. Of course, I’m not saying that one should have no aspirations and do nothing at all. However, if we switch our mindset a little bit and stress out less about things, it may actually help us go through these tough times.

After all, when relaxed we are way more efficient, less likely to forget things and also, as studies show less prone to illnesses, especially those related to heart. I think, that in fact, saying ‘f**k it’ gives you a sense of freedom in life.

You care less about what other people think about you, you lose less time over analyzing and you do more things that you enjoy which consequently leads to higher levels of happiness. Also, an interesting thing is that when you let yourself go, you also set your imagination free. You dream bigger and so you achieve bigger as well!

Personally, I am trying to implement this philosophy and so far it works great! For me, more freedom also means saying ‘f**k it’ to the pressure of the society and my peers to look for a job and become a slave for my employer only to pursue the thing that many people my age consider as their primary goal money.

I must say that I am a person who would rather be poor but live for the ideals and passions, because without them, my life doesn’t seem to make sense to me. And this is exactly how I
begun my journey with blogging and Internet marketing. As it turns out, it might not be the case that you have to choose between happiness and wealth.

Anyway, I would recommend to try out the ‘f**k it’ philosophy to anyone, regardless of age, job orstatus. Let yourself free and feel the easiness in your body and soul!

---Juliuskatungi

Friday 27 March 2015

WHY SHE LOVES SPONGEBOB

I drew this,

Hi Momo,

OK, I guess the jig is up. It only took 14 years, 8 months, and about 16 days since I designed SpongeBob's house before I was called out on its fraudulence. And,  to be honest with you, I'm tired of living a lie. It's time to come clean and make some changes for the better.

So, in the interest of truth and justice, I've made some slight alterations to the design (see attachment). Also, I've attempted to ferret out a few interesting proportions and relationships that have existed in the geometry of the design since the beginning. The one obvious correction that I've made is to the angles of ascension of the clockwise and counterclockwise spirals. You will find that they now follow their proper, naturalistic course. Also, notice that the third, implied spiral formed by the intersections of these spirals is now also correct.

Throughout the course of the show, the number of rivets on the windows has varied between 5 and 6, so I've standardized it to 5 (see design notes for explanation). And, the number of rivets on the doorframe fluctuates wildly. So, I've standardized that number to 13 (see notes).

Oh, and I forgot to point out that I laid the design out on a golden rectangle! Oops.

Tuesday 24 March 2015

The lessons the i learnt from reading the richest man in babylon

8 Lessons from the Richest Man in Babylon (On Wealth Building)

In 1926, George Samuel Clason published a series of pamphlets written in parables that was set in the ancient city of Babylon. The book became known as TheRichest Man in Babylon and has become a classic in financial literature. I first encountered this little book when I graduated college and was blown away by thesimplicity of the story and by the tried-and-true lessons it presented for accumulating wealth.

The story sprang from the characters Bansir who was a chariot builder and Kobbi who was a musician. The two had become the best at their craft but yet had no money and were poor. They went out to seek the advice of their childhood friend Arkad who in contrast had grown very rich and amassed fortunes.

The lessons that Arkad provided for his friends was the premise of the book and they are lessons of wealth building habits that I believe every rich person had followed to accumulate their wealth. Below are lessons in this book that has helped me and many others become financially stable and wealthy and I believe these lessons will help all of us build a firm financial foundation on our way to becoming the richest person we can become.

1. Pay Ourselves First ( “ Start thy purse to fattening.”)

One of the greatest lesson the book has taught is this first lesson. When Bansir and Kobbi seeked the advice of their very wealthy friend Arkad he tells them a story. Arkad was once a poor scribe who made a deal with a rich man to find out the secret to wealth in exchange for his work on a clay inscription. The rich man gave him a very valuable advice “I found the road to wealth,” he said, “When I decided that a part of all I earned was mine to keep. And so will you.”

Although this is a very subtle message it is very powerful in accumulating wealth. We cannot accumulate wealth if we do not save what we earned. We can do
that by paying ourselves first and foremost before we spend any of the money we have earned.

Did you ever wonder why the U.S. government takes taxes on our wages before we can get to it? The U.S. government (IRS) knows this law well. They pay
themselves first with our money. This is why we must be vigilant to pay ourselves first with every money we earn. The book recommends that we pay ourselves
10% of all that we earn. For every dollar that we earn, 10 cents should go to pay the person you see in the mirror every morning. You may call it the “ Me Tax” if you like. The difference between rich financially stable people versus poor broke people is knowing this first rule. Wealthy people pay themselves first and poor people do not. Before we start paying others or start spending the money we earn we need to pay ourselves first.
“If you have not acquired more than a bare existence in the years since we were youths, it is because you either have failed to learn the laws that govern
the building of wealth, or else you do not observe them.”

“A part of all you earn is yours to keep. It should be not less than a tenth no matter how little you earn. It can be as much more as you can afford. “
“Pay yourself first”

2. Live below our means. (“Control thy expenditures”)

If we have paid ourselves first at least 10% of what we earn that leaves us with 90% or less of our income to live on. Controlling our expenditures enable us to make good use of the money we have left over after we have paid ourselves. There have been many advice on frugality over the years but I think it will not solve the problem for the majority of us until we truly define what money is to us and also define the difference of need vs. want. I wrote about this on the guide to becoming smart about money .

“Budget your expenses so that you may have money to pay for your necessities, to pay for your enjoyments and to gratify your worthwhile desires without
spending more than nine-tenths of your earnings.”

The best advice to becoming wealthy is to keep expenditures down even when our earning power increases. Many of us have the habit of spending more as we
earn more and it’s not unusual to see someone splurging and suddenly their expenses go up as they start earning more. For example, if we suddenly have a
$2,000 – $3,000 raise it is best to maintain our current expense level as if the raise never happened. Instead we can tuck that extra money away into our
savings or investment. Controlling expenditures will mean living below our means . When we live below our means we accumulate wealth faster. We can think of it in this way, our earning power is our ‘ offense’ and controlling our expenditures is our greatest ‘ defense’ .

3. Make our money work for us. (“Make thy gold multiply”)

I believe this lesson is about investing our money and letting it work for us. I personally believe that each and every one of us should think about investing only after we have built our savings and an Emergency Fund . After we have accumulated 6-8 months worth of expenses in our Emergency Fund it is only then that we should consider about investing our money on other investment vehicles. Our Emergency Fund is a security blanket especially during this time of economic downturns.

” …put each coin to work so that it may reproduce its kind even as the flocks of the field and help bring to you more income, a stream of wealth that will
flow constantly into your purse.”

If everything else is good and gravy, making our money work for us is a great way to accumulate wealth. There are many investment vehicles we can tackle but the best thing we should all be aware of is that we should never invest in anything we do not completely understand. Investing our money will mean becoming knowledgeable about what we are investing in as well as the repercussions if the investment does not pan out as well as our potential exit strategies when we are ready to take our money out. There are many ways we can invest our money such as stock markets, real estate, businesses, and so on. We must do our diligent effort to find great investments so we ensure our money will multiply and work for us.

We should also invest our money to ensure we have a steady and safe income while taking advantage of compounding interest we receive from our investments.

Time is our biggest ally and as our investment accumulate interest and the money we get from the interest earns interest and so on this is how we can make our gold multiply.

4. Insurance protects our wealth. (“Guard they treasures from loss.”)

Have you ever had a car accident? I have. I was in an intersection when a car on the left passed a red light and hit my car head on. Thankfully we both did not get hurt. And thankfully we both had insurance. Insurance helps safeguard our wealth by absorbing potential loss and mitigating our financial situation.

There are many insurance we can buy and we should do our research on which one and how much we need. A renter’s insurance or a homeowner’s insurance
helps protect our homes. Another one is longterm insurance which become suitable to help us as we grow older and help protect us from medical expenses and long-term care.

We should all consider buying insurance now in case we need it if something happens. This is a proactive approach and one we should take and not forget. The idea is that we will never have to use the insurance but in case something does happen we are protected financially from the loss it would have caused.

5. Our home is our biggest expense . (“Make of they dwelling a profitable investment”)

Our homes are potentially the biggest expense we have to tackle. Many of us do not own a home and instead rent one. There is absolutely nothing wrong with
that but I believe the lesson we can learn from this one is that we should manage our biggest expense smartly.  Many of us have decided to take on a huge
mortgage to buy our home and after the real estate bust many were left with homes that lost their value and in many cases were underwater. I believe the
lesson we can learn from that was that we needed to ‘ live below our means’ and buy or rent a home we can comfortably afford.

Since our home is our biggest expense we must play great defense in this arena to lessen that expense as much as possible. I learned this lesson when I bought my first home. I can afford a home twice as much as the price of my current home but I was  happy with the home I bought. It was affordable, in a location that I liked, and had enough space for myself. I do not sweat the mortgage since it is comfortably affordable for me and I am trying to pay it off faster with the extra money I earn.

I know that many think their homes are an investment but the truth is it really is not.  It is an expense and a very high expense at that and one we must
manage carefully.

6. Have a retirement plan. (“Insure a future income.”)

A 25 year old earning an annual salary of $40,000 with an annual raise of say 3% will have earned an estimated $3 million if they retire by age 65. That’s
about 40 years of working and earning. We should have a retirement plan if we want to retire comfortably. We can do that by setting aside money to be
invested for our retirement. There are many retirement investment plans out there such as 401K, Traditional IRA, Roth, etc.  The younger we can start putting money away for our retirement the better. When we start putting money away for retirement early we take advantage of a magical thing called compounding interest ‘.

Our net-worth does not equal our self-worth. We need to keep them separated.

Compounding interest is known as the eight wonder of the world. Benjamin Franklin knew of this knowledge. Did you know that Benjamin Franklin left 1,000 pounds (about $5,000 in today’s money) when he died to a trust. He bequeathed that trust and left it to his favorite cities Philadelphia and Boston with the provision that the money was to remain untouched for as long as 200 years.  What was left in the trust after it grew was the amount of $2 million given to Philadelphia and a whooping $5 million for Boston. The lesson we can learn from this is to make time work for us when we plan for retirement by starting early. Time can be our retirement’s greatest friend.

“Remember that money is of a prolific generating nature. Money can beget money, and its offspring can beget more.” – Benjamin Franklin

7. Invest in ourselves. (“Increase thy ability to earn.”)

The best way we can increase our earning is by investing in ourselves. We can do that by continually learning and striving to develop ourselves. We are now in a very exciting time: the Information Age where knowledge is literally within our fingertips thanks to the Internet. I really love the OpenCourseware idea where many schools including Ivy Leagues post their whole class courses for free. It’s a great way to learn on our own. Another one is Coursera which has many online courses for free from Finance to Philosophy, check it out.

“Those eager to grasp opportunities for their betterment, do attract the interest of the goddess of fortune. She is ever anxious to help those who please
her. And who is she pleased with? She is pleased with those who do  – rather than those who merely talk and engage in wishful thinking. Action will lead
you forth to the successes you desire.”

There are many things we can learn on our own and should strive to make ourselves well-rounded.  Whether we learn to eat more healthy, enhance our current work skills, or learn to make more money, we must take the initiative to invest in ourselves. When we become smarter and wiser our ability to earn more also increases.

The 5 Rules of Gold from the “Richest Man in Babylon”

Gold comes gladly and in increasing quantity to any man who will put by not less than one-tenth of his earnings to create an estate for his future and
that of his family

Gold labours diligently and contentedly for the wiser owner who finds fir it profitable employment, multiplying even as the flocks of the field

Gold clings to the protection of the cautious owner who invests it under the advice of men wise in its handling

Gold slips away from the man who invests it in business or purposes with which he is not familiar or which are not approved by those skilled in its keep

Gold flees the man who would force it to impossible earnings or who follows the alluring advice of tricksters and schemers or who trusts it to his own
inexperience and romantic desires in investment

8. Track Our Wealth. (Know where you are and where you are going.)

In order for us to know where we stand financially we need to face the whole truth of our current situation. We can do that by tracking our current wealth or lack thereof. This is a tough exercise but we must face the truth of how we earn and spend our money in order for us to know where we are going. There is a big difference between wealthy people and those who are not, wealthy people know their net worth while the poor do not pay particular attention nor care at all about tracking their assets and liabilities.

“You cannot manage what you do not measure.” – Bill Hewitt (co-founder of Hewlett Packard)

We can track our wealth by creating a spreadsheet of all our months earnings and expenses and tallying the difference between the money we earn and how much we spend. When we do this work we are able to gauge how we are doing financially. We can also track our net worth by calculating our assets versus our liabilities (our debt). If you have not done this work yourself it is an eye-opening experience.  In order for us to fully develop a plan to be wealthy we need to learn how to track our wealth so that we may know where we want to go and create a plan to get there.

I hope you learn and enjoy this article on 8 lessons of wealth building from “The Richest Man in Babylon”. Please feel free to share your advice and leave a
comment for us.

Namaste :).

Wednesday 20 August 2014

He only criticism I have heard comes from some of the expatriate community, who seem to think that coppers are not entitled to have lunch or a coffee break.
There was an armed robbery opposite cps Police Station a few months back. The response was immediate and included several  guys who quickly disarmed and captured the culprits. I believe they were told by their boss that they shouldn't have become involved. Well, the boss may not have been happy but it certainly went down well with the coppers.
I put this two bob's worth in because, as an ugandan, I must admit I am proud of those boys and girls. They are putting in a bloody good effort and it is appreciated.
Every town in  wants some officers and for good reason. They are not just good police, they are excellent ambassadors.
Given the limited duration and conditions of their assignment, earth-shaking results cannot be expected. The long-term will require the recruitment of contract police who can put in 3-6 years, learn the language and be part of the Constabulary’s chain of command.

Tuesday 19 August 2014